Bundle · Save $6.00
The 30-Day Budgeting Reset coverThe Beginner's Guide to Paying Off Debt Without a Second Job cover

The Complete Personal Finance Bundle

Both workbooks in one download, $6.00 less than buying them separately.

$17.00 $23.00

  • 132 pages
  • Instant PDF download
  • Secure checkout with Stripe
  • 30-day money-back guarantee
  • How you fill it in: print the pages, or write on them in a PDF app with markup tools (Apple Books or Markup on iPhone/iPad, Adobe Acrobat Reader on Android and computers). They aren't typed form fields.
  • U.S.-focused: figures and rules come from U.S. sources.
  • Download trouble? The link is also emailed to you. If it doesn't work, email ledgerwell.help@gmail.com and we'll send a new one.

What's included:

  • The 30-Day Budgeting Reset
  • The Beginner's Guide to Paying Off Debt Without a Second Job
  • The 5-Minute Money Check-In (our free guide, included for convenience)

Look inside

Tap a page to see it full size.

What's inside

132pages
48fill-in worksheets
28worked examples
18checklists

About this bundle

Both workbooks in one download: The 30-Day Budgeting Reset and The Beginner's Guide to Paying Off Debt Without a Second Job. Bought separately they come to $23.00; together they're $17.00.

What's in the bundle

  1. The 30-Day Budgeting ResetIn 30 days you'll have a one-page working budget based on your real income, bill dates, and spending, plus a bill calendar that lines up with your paydays, a starter emergency buffer plan, and a 30-minute monthly routine to keep it running.
  2. The Beginner's Guide to Paying Off Debt Without a Second JobBy the last page you'll have a complete list of your debts with what each one costs you every month, a record of the calls and plan changes you made to lower those costs, a payoff order you've committed to, a month-by-month payoff calendar, and a short monthly check-in to keep it going.

Built on real sources, not guesswork

Every figure is cited to a numbered source at the back of the guide, including:

Board of Governors of the Federal Reserve System · FINRA · U.S. Bureau of Labor Statistics · Federal Reserve Bank of New York · Internal Revenue Service · Federal Deposit Insurance Corporation · Consumer Financial Protection Bureau · Congressional Research Service · National Consumer Law Center · American Bankers Association (ABA Banking Journal) · Federal Reserve Bank of St. Louis (ALFRED), data from Federal Reserve Board · Federal Trade Commission · NYC Department of Consumer and Worker Protection · The Institute for College Access & Success (TICAS) · H&R Block · CNBC Select

Questions

What format is it?

A PDF (132 pages). Read it on any phone, tablet or computer.

Can I type into the worksheets?

The pages aren’t fillable form fields. Print them and write by hand, or write and type on them in any PDF app with markup tools, such as Apple Books or Markup on iPhone and iPad, or the free Adobe Acrobat Reader on Android and computers.

How do I get it?

Right after checkout you get a download link on screen and by email.

What if the download doesn’t work?

Email ledgerwell.help@gmail.com with the address you bought with and we’ll send a fresh link.

Is this financial advice?

No. It is an educational workbook built from current public sources, with fictional examples. It helps you organize your own money; it does not tell you what to invest in.

Where do the numbers come from?

Current public sources such as Board of Governors of the Federal Reserve System, FINRA, U.S. Bureau of Labor Statistics, cited in a numbered list at the back. Figures and rules are U.S.-focused, so some details won’t apply elsewhere.

What if it isn’t for me?

Email us within 30 days of buying and we’ll refund you. No hoops.

The Complete Personal Finance Bundle

$17.00 · The Complete Personal Finance Bundle