Know where your money goes, and what to pay off next.
Two practical PDF workbooks: build a budget around your paydays, then make a debt payoff plan you'll stick to. Both for $17.00.
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- 132
- pages
- 48
- worksheets
- 28
- worked examples
Real pages, not a pitch
Every workbook is built around pages you write on. Here's what they actually look like.
The Complete Personal Finance Bundle
- Both workbooks in one download
- 132 pages, 48 fill-in worksheets
- Every figure cited to its source
Pick the problem you want to fix first
The 30-Day Budgeting Reset
In 30 days you'll have a one-page working budget based on your real income, bill dates, and spending, plus a bill calendar that lines up with your paydays, a starter emergency buffer plan, and a 30-minute monthly routine to keep it running.
The Beginner's Guide to Paying Off Debt Without a Second Job
By the last page you'll have a complete list of your debts with what each one costs you every month, a record of the calls and plan changes you made to lower those costs, a payoff order you've committed to, a month-by-month payoff calendar, and a short monthly check-in to keep it going.
From download to a plan on paper
- 1
Download
Your PDF arrives right after checkout, on screen and by email.
- 2
Fill it in
Each chapter walks you through a worksheet or checklist with a worked example beside it.
- 3
Follow your plan
Every chapter ends with a short "Do this today" step, so progress happens in small pieces.
Built to be used, not just read
You fill them in
Worksheets, checklists and a "Do this today" box in every chapter, so you finish with a plan on paper.
Real numbers, cited
Figures and rules are checked against current public sources and numbered at the back, so you can confirm anything.
Ordinary budgets
Worked examples follow people on everyday incomes. No side hustles, no investing tips, no shame.
Who makes these workbooks
Ledgerwell is a small, independent publisher of personal finance workbooks for people who want a plan, not a lecture. We don't sell investments, take commissions or push credit cards, so the workbooks have no reason to steer you anywhere.
Each workbook is researched from current public sources such as government agencies and the Federal Reserve, drafted with the help of AI writing tools, then reviewed so every figure points to a numbered source you can check yourself.
Questions, a problem with a download, or a refund? Email ledgerwell.help@gmail.com. Every purchase comes with a 30-day money-back guarantee.
Start with The 5-Minute Money Check-In
A free mini-guide that shows you where your money stands in about five minutes.
Get the free guide